Welcome to Crypto Loans
Pay and get paid with crypto.
Bmkoin Pay is a contactless, borderless and secure cryptocurrency payment technology designed by Bmkoin. Shop with crypto or send crypto to friends and family worldwide.
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Crypto Loans
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What Is Bmkoin Crypto Loans and Frequently Asked Questions
Bmkoin Crypto Loans offers a wide range of loanable and collateral crypto assets with competitive interest rates. Please read carefully and agree to the Bmkoin Crypto Loan Service Agreement before using Bmkoin Crypto Loans.
Frequently Asked Questions
1. What crypto can I borrow on Bmkoin Crypto Loans?
Bmkoin Crypto Loans offers a wide range of crypto as loanable assets and collateral, including BUSD, USDT, BTC, and ETH. Check out the Loan Data page for more information.
2. What are the Loan Terms?
Loan terms are available from 7, 14, 30, 90, and 180 days. You can always repay in advance and the interest is calculated based on the hours borrowed. There is no penalty for early repayment.
3. How is the interest calculated?
Interest is calculated hourly, in which less than one hour is calculated as one hour. The interest rate starts to accrue at the time of borrowing.
4. What is LTV?
LTV stands for Loan-to-Value. It’s the total value of your loan plus interest, if any, to the value of your collateral. The value is determined by the index price.
LTV = Loan Value / Collateral Value
5. What happens if my loan repayment is overdue？
We give an overdue duration of 72 hours (for loan terms of 7 and 14 days) or 168 hours (for loan terms of 30, 90, and 180 days), during which you will be charged 3 times the hourly interest. If you do not repay after the overdue duration, we will liquidate your collateral to repay your loan.
6. What can I do with the crypto loan?
You can use the loan for any purpose, including trading on the spot, margin, or futures markets, staking, or even withdrawing the funds.
7. What is “Loan Staking”?
Loan staking supports collateral with a [Staking] logo. Loan staking generates profit to reduce the interest for the loan order by staking the collateral. The profit from staking will fluctuate and be adjusted over time. However, all loan orders that participate in staking will be calculated based on the profit and the interest rate displayed at the time of borrowing. Bmkoin strives to offer only the best staking projects.
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